Privacy Policy Statement
June 1, 2003

This online privacy statement is intended to inform you of the ways in which this web site collects information, the uses to which that information will be put, and the ways in which we will protect any personal information you choose to provide us.

Questions regarding this statement should be directed to Harold L. Lee & Sons, Inc. at privacy@leeins.com or by contacting Lee Insurance:

Harold L. Lee & Sons, Inc.
31 Pell Street
New York, New York 10013-5148 USA

The information gathered by Lee Insurance from our web site falls into two categories: (1) information voluntarily supplied by visitors to our website and (2) tracking information gathered as visitors navigate through our site.

Cookies
Cookies are pieces of information stored by your web browser on behalf of a web site and returned to the web site on request. Our web site does not use cookies.

Web Visit Logs
Our web site routinely collects and stores information from online visitors. This information includes: the pages visited on the site; the date and time of the visit; the internet address (URL or IP address) of the referring site; the domain name and IP address from which the access occurred; the version of browser used; and the capabilities of the browser. This information is used solely to help us manage the site, improve service and understand usage patterns.

Network Traffic Logs
In the course of ensuring network security and consistent service for all users, Lee Insurance employs software programs to do such things as, monitor network traffic, identify unauthorized access or access to nonpublic information, detect computer viruses and other software that might damage Lee Insurance computers or the network, and monitor and tune the performance of the Lee Insurance network. In the course of such monitoring, these programs may detect such information as e-mail headers, addresses from network packets, and other information. Information from these activities is used only for the purpose of maintaining the security and performance of Lee Insurance's networks and computer systems. Personally identifiable information from these activities is not released to external parties without your consent unless required by law.

External Links
Lee Insurance includes links to other websites whose privacy policies we do not control. Once you leave our servers (you can tell where you are by checking the URL in the location bar on your browser), use of any information you provide is governed by the privacy policy of the operator of the site you are visiting. That policy may differ from ours. If you can't find the privacy policy of any of these sites via a link from the site's homepage, you should contact the site directly for more information.

Information Storage
All information gathered on our web site is securely stored within the Lee Insurance-controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet.

Information Voluntarily Provided by You
In the course of using this web site, you may choose to provide us with information to help us serve your needs. For example, you may provide us your e-mail address to request information, or you may send us your mailing address so we may send you the requested material. Any personally identifiable information you send us will be used only for the purpose indicated. Requests for information may be recorded to help us update our site to better respond to similar requests. We will not sell, exchange or otherwise distribute your personally identifiable information without your consent, except to the extent required by law.

Lee Insurance is not interested in minors
Lee Insurance has no desire to collect information from those under the age of 18 and does not knowingly collect any personally identifiable information from children under 13. In an instance where such information was collected it would be purely accidental and unintentional. Lee Insurance encourages parents to discuss the Internet with their children and monitor personal information that a child may provide via the Internet.

Policy Updates
The Web is constantly changing. If we need to change our privacy policy at some point in the future, we will post the changes before they take effect.

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Legal Disclaimer

The information and descriptions contained in this website are provided solely for informational purposes, may change without notice and are not intended to be complete descriptions of all terms, exclusions, and conditions applicable to every insurance product or service offered by Harold L. Lee & Sons, Inc. or its affiliates or insurance carriers. The products and services described on this website may not be available in all states where Lee Insurance is licensed as an insurance broker or agent and are subject to all applicable laws and regulations.

All content provided on this website is based upon information which we believe to be reliable and should be understood to be general insurance information only. It is not intended to be taken as advice with respect to any individual situation and cannot be relied upon as such. Insureds and prospective customers should consult their insurance advisors with respect to individual coverage issues.

Lee Insurance makes no representations about the suitability of the content of this site for any purpose. THE MATERIALS ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULL EXTENT PERMISSIBLE UNDER APPLICABLE LAW, LEE INSURANCE AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. LEE INSURANCE WILL NOT BE LIABLE TO ANYONE WITH RESPECT TO ANY DAMAGES, LOSS OR CLAIM WHATSOEVER, NO MATTER HOW OCCASSIONED, IN CONNECTION WITH ACCESS TO OR USE OF THE CONTENTS OF THIS WEBSITE. IN NO EVENT SHALL LEE INSURANCE BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION INCLUDING BUT NOT LIMITED TO CONTRACT OR NEGLIGENCE OR OTHER TORTIOUS ACTIONS, ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT.

While Lee Insurance believes the content to be accurate, complete and current, there may be inadvertent technical or factual inaccuracies and typographical errors and Lee Insurance does not warrant that the information is accurate or complete or current. It is your responsibility to verify any information before relying on it. At any time and from time to time Lee Insurance may make changes in the products and/or services described herein, however, Lee Insurance makes no commitment to update the information and expressly disclaims liability for errors or omissions in it.

The links on this website to other websites are provided solely as a convenience to users of this website. Lee Insurance does not warrant or make any representations regarding the accuracy, completeness, currency or reliability of any of the content on any linked website.

Lee Insurance does not warrant or represent that the functions contained in the materials on this website will be uninterrupted or error free, that defects will be corrected, or that this website, the server that makes it available or any linked website is free of viruses or other harmful components.

The terms of this Legal Disclaimer are governed by the laws of the State of New York, without regard to its conflicts of laws rules.

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